Terms of Service & Disclaimer

1. Nature of Services
I, Angel Kamenov, am a certified HeartMath® Trainer and coach offering education, coaching, and tools for emotional regulation and personal growth. I am not a licensed therapist, counselor, psychologist, or medical professional. The techniques and information I provide are intended for educational and self-development purposes only.

2. No Medical or Mental Health Advice
The content of my workshops, coaching sessions, and materials should not be considered a substitute for professional mental health counseling, medical advice, diagnosis, or treatment. Always seek the advice of a qualified healthcare provider with any questions regarding a medical or psychological condition.

3. Personal Responsibility
By participating in my programs, you acknowledge that you are fully responsible for your own physical, mental, and emotional well-being, decisions, and actions. You agree to use your own judgment and consult appropriate professionals when necessary.

4. Limitation of Liability
To the fullest extent permitted by law, I disclaim any liability for damages, losses, or injuries arising directly or indirectly from your participation in my workshops, coaching, or use of any related materials.

5. Confidentiality
I respect your privacy and will not share your personal information without your consent, except as required by law. However, group settings cannot guarantee absolute confidentiality; please use discretion when sharing personal experiences.

6. Consent to Participate
By registering for or attending any program, you confirm that you have read, understood, and agreed to these terms. You also acknowledge that you are participating voluntarily and are solely responsible for your experience.

Refund Policy

At Angel Kamenov HeartMath Training, we want you to feel confident and supported in your decision to join our programs. If for any reason you’re not satisfied with your purchase, you may request a full refund within 30 days of the purchase date—no questions asked.

To request a refund, please email SenseiAngelK@gmail.com with your name, the program or workshop you registered for, and your purchase date. Refunds will be issued to your original payment method within 5–10 business days of approval.

This policy applies to all workshops, courses, and digital products purchased directly through Angel Kamenov HeartMath Training.